Traffic arbitrage is a method of earning money where it's important to manage finances quickly and securely. However, personal cards are not always convenient for this purpose. Banks may block transactions, and advertising platforms may impose restrictions.
Payment systems (or simply "payment processors") have become a solution for arbitrageurs. They help create virtual cards, pay for advertising, and avoid issues with banks.
In this article, we will cover:
1. What payment processors are and why they are needed.
2. How to work with them.
3. How to choose the right service.
We will also provide you with a TOP-7 list of payment systems for arbitrage in 2025.
If you want to simplify financial management and focus on earning, this guide is for you.
Let’s get started!
What Are Payment Processors in Traffic Arbitrage?
Payment systems, or "payment processors," are specialized services that help arbitrageurs create virtual bank cards. These cards are necessary for linking to advertising accounts such as Facebook Ads, Google Ads, TikTok Ads, or VKontakte, and for paying for ad campaigns.
How Do Payment Systems Work?
Cards are issued by a provider-emitter connected to the banking system. The payment processor acts as an intermediary between the arbitrageur and the emitter. The provider determines key card parameters:
1. BIN (Bank Identification Number) – the first digits of the card number, which determine the country, bank, and card type.
2. Billing Address – the payment address that may be required when setting up advertising accounts.
Payment processors provide arbitrageurs with a convenient interface for managing cards: creation, funding, balance tracking, and transaction monitoring. This is especially important for those working with multiple ad accounts simultaneously
Advantages of Using Payment Systems
1. Simplified Financial Management
Payment processors allow quick creation of virtual cards without direct bank involvement, saving time and simplifying ad campaign setup.
2. Avoiding Blocks
Ad accounts often block cards if suspicious activity is detected. Payment processors enable rapid replacement of blocked cards, minimizing downtime.
3. Flexible Fund Management
You can create cards with specific limits, helping control expenses and reducing risks of large losses in case of blocks.
4. Support for International Payments
Many processors offer cards supporting multiple currencies, crucial for arbitrageurs working with foreign ad platforms.
What to Consider When Choosing a Payment Processor?
1. Fees – Check charges for card creation, funding, and currency conversion.
2. Currency Support – Ensure the processor supports the currencies you use for ad payments.
3. Reliability – Choose reputable processors to avoid blocks or fund losses.
4. User Interface – The system should be easy to use, especially when managing multiple cards and transactions.
Recommendations for Choosing Payment Processors
Key factors to consider:
1. Low fees – To avoid losing profit on transactions.
2. Support for required countries and currencies – Especially important for international traffic.
3. Reliability and reputation – Avoid processors with poor reviews or frequent blocks.
4. Fast payouts – To avoid waiting weeks for funds.
5. Anonymity – If important, choose systems with minimal verification.
The most critical factors are fees and reputation—pay special attention to these.
TOP-7 Payment Services:
1. e.PN
e.PN is a modern payment service for working with international cards. The platform allows instant issuance of unlimited cards with exclusive BINs from over 12 countries. The service offers transparent pricing with no hidden fees, anonymous crypto top-ups, and flexible tools for team collaboration with shared budgets.
Key advantages of e.PN include 24/7 support, a tiered system to reduce fees, protection against payment declines, and multi-platform access via web, mobile apps, and a Telegram bot. The service is ideal for affiliate marketing, ad payments, subscriptions, and other international transactions, combining convenience, reliability, and favorable terms for users.
2. Anybill.io
Anybill.io is a service for mass virtual card issuance with flexible settings, suitable for arbitrageurs, marketers, and solo buyers. The platform offers Visa, Mastercard, and UnionPay cards with a unified balance, instant issuance, and limits up to $20,000. Support for Facebook, TikTok, and Google makes it ideal for ad campaigns. Fees start at 3% for funding and up to €0.6 for declined transactions. Features include bulk card creation (up to 100 cards per click) and team limit settings.
The service boasts a simple interface, detailed analytics, and no KYC. Funding options include SWIFT/SEPA and USDT. 24/7 support is available, and the referral program offers 5% from invited users. Reviews highlight Anybill.io as a solution for key arbitrage needs, with FinTech-experienced founders driving development. New users get bonuses, including free funding.
3. Capitalist
Capitalist is a robust payment system tailored for arbitrageurs and affiliate marketers. It offers a multi-currency wallet (fiat and crypto), virtual CardsPro with BINs from Hong Kong, the UK, and Estonia, and 35+ withdrawal methods worldwide. A key perk: promo code CARDSPROMYBID grants 100% cashback after issuing 5, 10, or 20 cards.
Funding via USDT or bank transfer is fee-free, as are internal user transfers. Cards work everywhere—from ad accounts to regular purchases—support Apple/Google Pay, and even ATM withdrawals. Capitalist’s marketplace allows traffic purchases without extra fees, while instant payouts and full confidentiality make it ideal for arbitrage. No blocks, freezes, or GEO restrictions—just reliable payment solutions.
4. Combo Cards
Combo Cards is a convenient payment solution for arbitrageurs, enabling ad payments and business expenses without hassle. The service offers up to 20 free virtual cards, funding via USDT, bank transfers, and partner networks, 55+ BINs, detailed analytics, and 24/7 support. New users get a bonus—fee-free funding up to $5,000 in the first 14 days. Promo code MYBIDLOVE at registration grants 30 free virtual cards.
Ideal for Facebook, Google Ads, TikTok, and other ad platforms, Combo Cards’ diverse BINs (UK, US, Hong Kong, etc.) and low fees (3%) help avoid blocks and reduce decline rates. Additional perks include Telegram notifications, cashback for declines, and bonus cards for high spending. Registration takes a minute, and verification under a day. Perfect for arbitrage teams and solo webmasters.
5. FlexCard
FlexCard is a specialized virtual card service for arbitrageurs working with Facebook Ads, TikTok Ads, Google Ads, and Snapchat. Cards are issued in 5 minutes with no quantity limits and linked to a single balance. The service supports 11 BINs from the US, UK, Brazil, Estonia, and Spain, plus Visa Business. Funding options: USDT (3% fee) or bank transfer (up to 6.5%).
New users get 5 free cards—use promo code GOMYBID in support (@flexcard_support1) to start without extra costs.
6. Multicards
Multicards is a user-friendly service for creating virtual cards for secure ad payments and online purchases. It offers various card types (trusted, limited, standard) with customizable limits and detailed transaction stats. Registration is quick—after form submission and Telegram bot verification, full access is granted.
Promo code MYBID20 gives 20 free virtual cards, ideal for testing. The service suits arbitrageurs and marketers valuing anonymity and expense control, though some operations may incur fees. 24/7 support is available.
7. Lamanche Payments
Lamanche Payments provides arbitrageurs with virtual Visa, Mastercard, and UnionPay cards featuring UK BINs, perfect for international ad platforms that reject Russian cards. Minimum deposit: $500; card issuance is free. All cards support 3D Secure for safe payments.
Funding via crypto (USDT, etc.) starts at 3% (lower for high volumes). No mandatory ID verification and team access settings are available. Users get a dedicated manager and built-in JackWallet for instant crypto transfers. Clean BINs ensure no blocks, with transparent terms and no hidden fees. Promo code MYBID4EVER reduces fees by 0.5%.
Conclusion
Choosing the right payment method for traffic arbitrage is crucial for success. The quality and reliability of your payment tool directly impact your strategy’s effectiveness and account longevity. Poor choices can lead to blocks, lost funds, and significant losses. Anonymity and high-quality payment methods are not optional—they are essential.
Saving on these aspects can result in major setbacks. Opt for trusted, reliable tools to ensure stability and security in your work.
